If you want to buy a house, should you still keep money in the stock market or is it better to liquidate your assets and put it toward a larger down payment, reducing the size of the mortgage?
It depends. If your mortgage interest is 3% and the return on your investment is above that then leave your money where it is. However, if you are getting 1% return you may want to reduce the amount of the principal you are paying interest on. Everyone has a different financial picture and it is important to review interest earned vs interest paid to evaluate your personal financial decisions. Good luck.